Be Ready to Make Offers on Homes with Conviction!
Be Ready to Make Offers on Homes with Conviction!
OUR SERVICES
Loan Programs and Products We Offer
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
SHINING STAR HERO
The Shining Star Hero Program allows for homeownership for heroes in our community!
ABOUT OUR COMPANY
What We Do
We are a full-service mortgage company based in Bloomfield Hills, MI. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Programs We Offer
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes New American Funding unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
CONTACT US
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
Kyle is amazing!
Kyle is amazing. He walked through every step as we went through the process and truly helped me understand what was happening along the way. It was incredibly helpful and so calming to have someone who was so caring and considerate.
Brandy P.
Google Review
The Best Ever!
Kyle was a God send, honestly there couldn't have been a better match to assist me with my lending process. I'm a first-time home-buyer and Kyle went the extra mile and took the time to help me understand step by step the overall home-buying process. He was always professional and kind, as well as, intentional and specific when considering financial opportunities and options available to me for purchasing my home. I definitely recommend choosing Kyle as your loan officer.
Michael S.
Zillow Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Kyle
Hello! My name is Kyle Johnson and my passion is facilitating your homeownership needs. I love shopping loan options to find the ones that most fit my clients' needs and unique circumstances. In addition to our great product choices, competitive rates and exceptional service, our advanced home loan communication technology allows me to lead you through the mortgage process in person.... or we stay in touch remotely. So, whether you prefer to apply for a mortgage loan in the comfort of your own home or here at our lovely office, I am here to help.
Kyle Johnson
Loan Officer
Meet Kyle
Hello! My name is Kyle Johnson and my passion is facilitating your homeownership needs. I love shopping loan options to find the ones that most fit my clients' needs and unique circumstances. In addition to our great product choices, competitive rates and exceptional service, our advanced home loan communication technology allows me to lead you through the mortgage process in person.... or we stay in touch remotely. So, whether you prefer to apply for a mortgage loan in the comfort of your own home or here at our lovely office, I am here to help.C
Kyle Johnson
Loan Officer
Call 586-500-7369
Call 586-500-7369
Copyright © 2024 | Licensed In: Michigan | Company NMLS: 6606 | NMLS # 1742548
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Your Consent & Privacy: By providing your phone or email, you grant consent for Kyle Johnson to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.
Copyright ©2023 | Licensed In: Michigan | Company NMLS: 6606 | NMLS # 1742548
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Your Consent & Privacy: By providing your phone or email, you grant consent for Kyle Johnson to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.